PREPAID HEALTH CLINICS (PHCs)

Prepaid Health Clinics (PHCs) are health plans that provide health care services to groups and individual subscribers who have made regular premium payments to the plan. These plans emphasize effective cost and quality controls. PHCs meet similar quality of care requirements as HMOs and must also be accredited.

Florida’s PHCs are dually regulated by the Agency for Health Care Administration (Agency) and the Department of Financial Services (DFS). To become a commercially licensed PHC, an organization must receive a health care provider certificate from the Agency and a certificate of authority from DOI.  Quality of care issues, such as timely access to appropriate health care professionals or services, are monitored and enforced by the Agency.  Financial and contractual issues, such as the financial stability of a PHC, are monitored and regulated by DOI.

Provider Related Information

Consumer-related Information